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Home CRYPTO

XRP to $13? Here’s What Ripple Might Know That You Don’t

Rhod Tipay by Rhod Tipay
October 19, 2025
in CRYPTO, FINANCE, RIPPLE XRP
Reading Time: 3 mins read
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  • Ripple’s global partnerships and expanding payment network are strengthening XRP’s long-term growth potential.
  • Upcoming XRP ETFs and U.S. regulatory clarity could drive massive institutional investment and adoption.
  • Analysts predict XRP could reach $13 by 2035 if Ripple’s momentum continues and market conditions align.

Ripple’s XRP has been through it all — lawsuits, setbacks, FUD, you name it — yet somehow, it’s still one of the most respected names in crypto. Sitting around the $2 mark, XRP is starting to show that familiar spark again, with investors wondering if this could finally be the cycle that sends it past $10… or even to $13 like some analysts predict. It sounds wild, but if Ripple keeps doing what it’s been doing — relentless building, smart partnerships, and quiet dominance — it might not be that far-fetched.

The End of SWIFT?

Ripple CEO @bgarlinghouse says $XRP won’t just compete, it will bury the SWIFT system.

Faster, cheaper, and more reliable global payments are just around the corner.

Are we about to witness a financial revolution? pic.twitter.com/TqHR3ORCaS

— John Squire (@TheCryptoSquire) April 28, 2025

Ripple’s Game Plan Is Bigger Than You Think

Ripple isn’t just coasting on hype; it’s running a global strategy that’s starting to take shape. The company has locked down partnerships with major financial institutions across Asia, the Middle East, and Latin America — regions hungry for faster, cheaper cross-border payments. This isn’t just about crypto adoption; it’s about infrastructure. Ripple’s tech already powers transfers in seconds for a fraction of the cost banks usually charge.

And then there’s the ETF buzz. Nearly 18 XRP-based exchange-traded funds are waiting for approval from the U.S. SEC. If those get the green light, they could funnel billions into XRP, just like Bitcoin ETFs did earlier this year. That kind of institutional capital could seriously shift XRP’s market dynamics and possibly push it into new price territory.

Regulation, Expansion, and a Quiet Grind

Regulatory clarity is another massive piece of the puzzle. The U.S. government’s recent push to bring structure to the crypto industry might finally play in Ripple’s favor. Clear rules mean fewer obstacles — and Ripple, which already works hand-in-hand with banks, could be among the first to thrive under that framework.

Behind the scenes, Ripple’s been scaling its payment network at a steady pace. Its infrastructure now covers over 90% of the global financial exchange market, supporting both stablecoins and local fiat. This kind of network reach doesn’t just happen overnight. It’s taken years of slow, deliberate expansion — the type of progress that doesn’t always make headlines but builds unstoppable momentum.

Could XRP Really Hit $13?

Okay, let’s talk numbers. Predicting crypto prices is always a gamble, but some experts are bold enough to lay out a timeline. According to a Finder panel of analysts, XRP could reach around $3.06 by 2025, $6.45 by 2030, and potentially $13.05 by 2035. Those are big numbers, but they’re not impossible.

If Ripple continues executing like this — with new ETFs, expanding adoption, and solid regulatory wins — XRP could very well surprise everyone. It’s not about hype anymore; it’s about infrastructure, real-world use, and resilience. Ripple’s been quietly setting up for something big… and maybe that “something” is a $13 XRP.

Disclaimer: BlockNews provides independent reporting on crypto, blockchain, and digital finance. All content is for informational purposes only and does not constitute financial advice. Readers should do their own research before making investment decisions. Some articles may use AI tools to assist in drafting, but every piece is reviewed and edited by our editorial team of experienced crypto writers and analysts before publication.
Tags: cryptoFinanceopinionxrp
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Rhod Tipay

Rhod Tipay

Rhod Tipay is an editor and moderator at BlockNews with more than five years of experience in the Web3 industry. A graduate of De La Salle University, he began his career as a social media marketing specialist before moving into blockchain-focused editorial work. At BlockNews, Rhod oversees content moderation and editorial quality, ensuring that reporting meets professional and ethical standards. His expertise in trading and community engagement, combined with a deep understanding of crypto culture, allows him to provide readers with credible insights into the fast-changing blockchain space.

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