- XRP is gaining momentum through increased adoption by over 400 financial institutions using Ripple’s payment tech.
- Central banks like Bhutan and Palau are already running stablecoins on the XRP Ledger, with more pilots likely.
- Real-world asset tokenization on XRPL jumped 6x in a year, hinting at massive growth if it captures even 1% of the projected $16T market.
Let’s be real for a second—XRP has been ripping lately. Like, the kind of rally that makes people go “wait, when did that happen?” And honestly, there’s more fuel in the tank. Between real adoption, central bank experiments, and tokenization buzz, the vibe around Ripple is different this time. If I had to guess? $5 XRP in two years isn’t wishful thinking. It’s almost… boringly reasonable.
So here’s the situation: XRP’s whole pitch has always been about fixing cross-border payments. Traditional systems are clunky and slow—Ripple swoops in with something smoother, faster, and way cheaper. Now toss in some serious institutional movement, tighter supply, and suddenly $3.60 starts looking like a pitstop instead of a peak. Let me break it down.
Demand Is Sneaking Up—Fast
First off, Ripple’s payment rails are actually doing stuff. Not just “future roadmap” fluff, but actual, live payments. Over 400 banks and partners are running XRP-backed transactions in more than 80 countries. Every time one of those corridors opens up, someone’s gotta lock up XRP for liquidity. That means buying. That means holding. And that means less XRP floating around on the open market.
Then there’s the quiet revolution nobody’s paying enough attention to: central banks are building stuff with XRPL. Bhutan? Palau? Already live. Other governments? Testing in sandboxes. Once those pipes are laid and plugged into XRPL, ripping them out is a massive headache—so odds are, they stay. Some of these CBDCs might even live fully on XRP’s rails. That’s…kind of a big deal.
Tokenization Is the Monster in the Shadows
And here’s the wild card—real-world assets. We’re talking real estate, securities, even carbon credits being tokenized. Just last year, there were under $20M worth of RWAs on the XRPL. Now? $118 million. That’s 6x growth in a year. Sure, it’s still small compared to Ethereum, but hold on: Boston Consulting Group says this market could hit $16 trillion by 2030. Even if XRP grabs a measly 1% of that? You’re looking at $161 billion parked on-chain—almost 10x its current cap.
So no, XRP doesn’t need to be the biggest or best to moon. It just needs a seat at the table. And right now? It’s already in the room.
