- 53% of experts recommend holding XRP as long-term fundamentals remain strong.
- Short-term outlook is split evenly between buy and sell calls.
- Ripple’s long-term fintech positioning could support future price appreciation.
XRP is still stuck in choppy waters as its price hovers dangerously close to breaking below the $2 level. The token dipped toward $2.05 earlier this week before snapping back up to $2.20 on Wednesday, delivering nearly a 9% intraday pop for traders brave enough to enter during the downturn. Now the big question hangs in the air… does XRP slip under $2 again before the year closes, or does it finally catch enough momentum to push past $2.50?

Should You Buy, Hold, or Sell XRP Right Now?
According to Finder’s expert panel, the majority view is pretty straightforward: hold. About 53% of analysts say investors should sit tight, expecting XRP to climb higher in the long run. Interestingly, the remaining experts are perfectly split — 24% say buy, and another 24% say sell — which shows just how muddy and uncertain the short-term path is right now. Roughly 35% also believe XRP is “fairly priced,” suggesting we’re stuck in a zone where neither bulls nor bears fully control direction.

Why Some Analysts Still Recommend Holding XRP
Ruslan Lienkha, Chief of Markets at YouHodler, is one of the analysts urging patience. He argues that Ripple’s strong footing in fintech — especially its deep roots in traditional finance and cross-border infrastructure — will play out positively for XRP over the next few years. He describes XRP as having similarities to an equity-like asset due to Ripple’s centralized oversight, which he believes could support long-term appreciation if Ripple continues executing well.
Lienkha’s take is simple: Ripple is acting like a successful tech company, and if that momentum continues, XRP holders may benefit from that growth as the ecosystem matures.
Where XRP Could Head Next
Short-term volatility remains heavy, and a dip below $2 isn’t impossible if the broader market turns risk-off again. But the recent bounce to $2.20 shows traders are still willing to defend key levels, especially when fear cools off. If XRP can maintain support above $2 and sentiment improves, a move toward $2.50 is still on the table. But the expert consensus suggests this may be a “slow burn higher” setup rather than a quick breakout.
For now, the message from analysts is clear enough: hold your XRP unless you’re aiming for a short-term swing trade.











