- XRP is up 409% since Sept 2024, reclaiming its spot as one of crypto’s best performers this year.
- A 97.6% chance of a Fed rate cut could give XRP the liquidity boost needed to push past $4.
- ETF speculation adds another catalyst, with potential institutional inflows fueling the next leg higher.
After years of crawling behind the pack, Ripple’s XRP finally woke up in 2025. Since September last year, the token has exploded by more than 409%, according to CoinGecko data. That kind of run has shoved XRP back into the spotlight as one of the strongest contenders for “top performer” this cycle. Sure, the token has cooled off with a sharp correction over the past few days, but with the Fed on the verge of slashing rates, the market’s already whispering: can XRP push through the $4 barrier this month?
Can XRP Breach $4 After the Fed Decision?
We’re now less than two weeks away from the Federal Reserve’s next big move, and the odds of a cut look overwhelming. CME’s FedWatch tool is flashing a 97.6% probability that the Fed trims rates by 25 basis points. History tells us these cuts act like lighter fluid on risk assets—capital gets cheaper, risk appetite surges, and tokens like XRP benefit from the rush of liquidity.
Right now, XRP would need to rally about 42% to smash through $4. That sounds steep, but it’s hardly impossible. Let’s not forget, the token already printed a cycle high of $3.65 back in July, before slipping around 23% from that peak. If it can reclaim that level, the leap to $4 isn’t just possible—it’s pretty likely.
ETF Speculation Adds More Fuel
Beyond interest rates, the other elephant in the room is the possibility of an XRP spot ETF. After Bitcoin and Ethereum saw institutional money flood in post-ETF approvals, traders are betting XRP could follow the same script. If the SEC greenlights such a product this year, it could unlock billions in institutional inflows—exactly the kind of liquidity boost that could blow past resistance levels and carry XRP well above $4.
Final Word
For now, XRP is holding strong as one of the most-watched assets in crypto. Between the Fed’s rate path, ETF speculation, and Ripple’s expanding global adoption, the stage is set for another big move. Whether it happens this month or later in the year, XRP has momentum on its side—and investors know it.
