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How Much XRP Would You Own if You Bought in 2014 and Held Until Now? The Results Will Shock You

by Drop Gorn
March 27, 2025
in Crypto, Finance, Investing, Opinion, Ripple XRP
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How Much XRP Would You Own if You Bought in 2014 and Held Until Now? The Results Will Shock You
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  • A $100 investment in XRP in 2014 (at $0.005) would be worth around $48,600 today, showing a 48,500% returndespite heavy market volatility.
  • XRP surged nearly 14% in March 2025 after the SEC dropped its lawsuit against Ripple, but the rally was short-lived due to broader market pullbacks.
  • The journey included massive price swings and drawdowns (70–90%), highlighting both the potential and riskof long-term crypto investing.

Ever wish you could go back in time and make one of those investments? Well, let’s say you tossed just $100 into XRP back in 2014 — you’d be sitting on a small fortune right now. But, don’t get it twisted… the ride wasn’t exactly smooth.

So, back in 2014, XRP was trading around half a cent — yeah, like $0.005. That means a humble $100 would’ve gotten you 20,000 XRP. Fast forward to March 2025, and with XRP floating around $2.43 per token, your once-tiny investment would now be worth… drumroll… roughly $48,600.

Not Just Gains, But Gut-Punches Too

Sounds amazing, right? But the reality was full of chaos. XRP had some wild swings. In the 2018 bull run, it went crazy, hitting nearly $3.40. Then came the crash — a brutal reminder that what goes up, usually comes back down hard in crypto.

Things got even messier when the SEC decided to come after Ripple in late 2020. The lawsuit dragged on for years, clouding XRP’s future and sending prices tumbling more than once.

And yet — against all odds — XRP stuck around, stayed in the top ranks by market cap, and in early 2025? Boom. Another big surge.

ripple chart in 2014

Lawsuit Ends, XRP Jumps… Then Slips

In March 2025, the SEC finally backed off. No more lawsuit. Traders rejoiced, and XRP quickly pumped nearly 14%, climbing from around $2.30 to $2.59 in just a few hours on March 19.

But, you know how these things go — the hype faded. Within 48 hours, XRP’s market value dropped by $11.4 billion, echoing a bigger market pullback. Macro conditions, nervous investors… the usual suspects.

ripple chart in 2025

Long-Term Vision or Just Lucky Timing?

Sure, looking back, it’s easy to say, “Should’ve bought XRP in 2014.” But the reality? Those gains came with gut-wrenching drops. XRP has had 70–90% drawdowns multiple times. Holding through that? Not for the faint-hearted.

So yeah, early crypto bets can pay off big. But don’t forget — the road to $48K was paved with panic, doubt, and more than a few sleepless nights.

Tags: $XRPBlockchaincryptoripplesec
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