- XRP is trading near $3, with analysts targeting $4 if Fed cuts spark inflows.
- CoinCodex predicts $3.31 by October and $3.51 by December 2025.
- An XRP ETF launch could accelerate institutional adoption and price momentum.
Ripple’s XRP is once again in the spotlight as traders watch for a possible breakout past the $3 level. The token has been trending strongly but hasn’t yet sustained momentum above that resistance. With the Federal Reserve expected to cut rates on September 17, analysts say XRP could ride the wave of renewed liquidity and investor appetite, potentially setting up for a run toward $4.
Rate Cut Hopes Fuel Market Momentum
Crypto analyst Justin Wu pointed out that Bitcoin has already surged to $115K and Ethereum crossed $4,500 on the back of rate cut expectations. XRP, he noted, has now broken $3 and could be gearing for a larger move if capital continues flowing into risk assets. A 25–50 bps cut by the Fed could spark inflows into altcoins, with XRP positioned as one of the top beneficiaries given its growing relevance in global settlement systems.
Short-Term and Long-Term Projections
According to CoinCodex data, XRP is forecast to reach $3.04 by September 17, with potential highs of $3.31 in October and $3.51 by December 2025. Technical indicators show bullish momentum, while the Fear & Greed Index sits at 57, signaling growing optimism. Analysts add that the approval of an XRP ETF could provide another strong catalyst, giving institutional investors direct exposure and possibly driving the token toward the much-anticipated $4 milestone.
The Road Ahead for XRP
While XRP has struggled to hold above $3 in the past, the combination of Fed easing, ETF speculation, and institutional adoption may create a unique setup heading into Q4 2025. A break above $4 would mark a major psychological level, potentially opening the door to even higher price discovery. Traders are watching September 17 closely as the day that could set the tone for XRP’s next big rally.
