- A move to $8 would give XRP a $471B market cap—nearly 4x today’s.
- Holders with 15,000 XRP could net over $87K in profits if the target hits.
- Analyst opinions vary wildly: some say $8 this year, others say… 2028.
XRP’s had its fair share of ups and downs, but that hasn’t stopped analysts (or investors) from eyeing a bold price target: $8. Sounds wild? Maybe. But for holders sitting on mid-sized bags, that kind of move could be life-changing—or at least portfolio-changing.
Right now, XRP’s hovering around $2.19. To climb to $8, it’d need to pull off a 270% gain. Not impossible in crypto, but not guaranteed either. With around 58.93 billion tokens in circulation, that price would push XRP’s market cap up to $471 billion—way past the current $127B. It would also smash past its old all-time high of $3.84 from back in Jan 2018.
Analysts Are Split on How Fast This Could Happen
Some folks in the space are actually calling $8 “reasonable.” George Tung from CryptosRUs thinks institutional demand—especially if XRP ETFs get the green light—could send the price flying. Then there’s Xena, a community analyst who argues that $8 might be selling XRP short. She thinks the token could go even further, under the right conditions.
And let’s not forget Bearable Bull. He says if XRP hits $8, it won’t just be a nice win—it’ll be the start of a new chapter for the token altogether. But not everyone’s as bullish in the short term. Changelly, for instance, doesn’t see XRP hitting $8 until… 2028. That’s a long wait in crypto years.

What $8 Could Mean for the Average Investor
Let’s break it down. Say you’ve got 15,000 XRP in your wallet. At today’s price, that’s worth about $32,850. But if XRP jumps to $8? That stash becomes $120,000. That’s a clean $87,150 gain. Not bad for just sitting tight.
According to data from the XRP Rich List, over 167,000 wallets are holding somewhere between 10K and 25K XRP. If you’ve only got 5K XRP? You’re still looking at a jump from about $10,800 to $40K. Same math, smaller scale.
XRP’s Still Holding Up (For Now)
Despite the usual chaos in the market—and that recent geopolitical mess in the Middle East—XRP’s holding its ground. It dipped under $2 not long ago but bounced back after that Israel-Iran ceasefire, which was reportedly nudged along by… Donald Trump. Go figure.
So where does that leave us? There’s definitely buzz around XRP again. Whether or not it hits $8 is still up in the air, but if it does—especially soon—it could reward the patient few. Just keep in mind: everything hinges on market vibes, regulations, and whether the big players stay in the game.