- Oliver Michel believes XRP could become the world’s reserve bridge currency, driving massive speculation.
- Whale activity is picking up again, but with lower leverage, signaling cautious optimism.
- Anticipation around a December 2025 XRP ETF approval is fueling long-term bullish sentiment.
Over the past week, XRP has been stirring up chatter again—and not just from random speculators. Sentiment has picked up across the board, especially on social media, where folks are hyping up XRP’s potential role in the global financial puzzle. One comment in particular, from Oliver Michel—CEO of a top-tier German venture firm—set off a fresh wave of speculation. Michel threw out a bold claim: XRP could one day become the world’s reserve bridge currency. Yeah, that’s a big deal if it pans out… but, of course, that’s still a big if.
His prediction, though, wasn’t just wild guessing. Michel seemed to be banking on Ripple’s On-Demand Liquidity (ODL) system, which allows for seamless cross-border transactions. The vision? XRP becoming the go-to medium for international value transfers. Some analysts are even daring to suggest XRP could replace the US dollar in certain roles. Now, that may sound like a stretch—but it’s caught fire in the community, nonetheless.
Are Whales Betting on an XRP Breakout?
Despite XRP cooling off a bit from its new all-time high in early July—dropping around 19%—it’s still trading above $3. That bounce-back caught the attention of whales, who have started circling again, albeit a little more cautiously than before.
Just this week, a whale opened a $12 million long position on Hyperliquid using 2x leverage. That’s a lot more conservative than the 20x–40x madness we saw when the market was red-hot. CoinGlass data backs this up: whales have poured over $25 million into XRP across Coinbase and Binance in just the last few days. And on Binance derivatives? Over $600 million in bullish bets have been placed.
Still, spot market liquidity is quieter than you’d expect. It’s like whales are dipping their toes instead of cannonballing in. They’re present, just not fully committed yet. Probably waiting on confirmation from—you guessed it—ETF news.

XRP ETF Approval Could Be Near
Speaking of ETFs, there’s growing buzz that an XRP ETF could get approved by December 2025. And it’s not just the ETF that’s got folks talking. According to a speculative (and probably very hopeful) calendar floating around, Q1 2026 could be the dawn of a full-on financial reset—with XRP at the center.
This “reset” theory claims XRP will become the global reserve asset, Ripple will operate like the World Bank, and the XRP Ledger will anchor the next version of the global financial system. Far-fetched? Maybe. But that’s never stopped crypto from dreaming big.
At the very least, the growing demand and bullish leverage signals show traders are taking the possibility seriously. If even a fraction of those predictions hit, XRP could be looking at a wild ride ahead.