- Walmart’s OnePay Cash app now supports crypto payments through XRP, BTC, and ETH.
- The integration is powered by Zerohash, connecting directly to Walmart checkout systems.
- This marks one of the biggest mainstream retail expansions for XRP, bringing real-world utility.
XRP’s retail expansion is hitting a breakthrough moment as Walmart — the largest retailer in America — prepares to support cryptocurrency payments through the OnePay Cash app. The move opens direct access to over 150 million weekly Walmart shoppers, allowing them to use Bitcoin, Ethereum, and XRP for everyday purchases. It’s one of the clearest signs yet that mainstream U.S. retail is finally warming up to digital assets, and XRP is landing right at the center of it.
OnePay Cash and Zerohash Power Walmart’s Crypto Checkout
Walmart’s fintech subsidiary, OnePay, is rolling out crypto trading and custody features within its mobile app, according to recent CNBC reporting. The integration between Walmart and XRP is made possible through Zerohash — a major crypto infrastructure provider backed by financial giants like Morgan Stanley and Interactive Brokers. CNBC’s Hugh Son explained that crypto is now being treated as a core financial offering, sitting alongside traditional services such as credit cards, savings tools, and wealth management. OnePay connects directly to Walmart’s checkout systems, both online and in physical stores, making crypto payments seamless. The app’s rapid rise — currently ranked fifth in Apple’s free finance apps — reflects strong mainstream demand for these features.
A New Wave of Retail Adoption
With the XRP integration, OnePay users can convert their crypto directly into cash at checkout for Walmart purchases, bill payments, or credit card repayments. This automated conversion removes the complexity that typically discourages average consumers from using crypto day-to-day. The partnership with Zerohash also links OnePay to the XRP Ledger, where Ripple’s RLUSD stablecoin is actively supported. This infrastructure makes it possible to use XRP for real-world retail transactions — not just speculative trading — marking one of the largest consumer-facing integrations XRP has ever achieved.
XRP Joins PayPal and Cash App in the Mainstream Crypto Race
This development positions Walmart alongside major fintech companies like PayPal, Venmo, and Cash App, all of which already offer crypto engagement. For XRP holders, the timing is significant. Retail integrations of this scale bring actual utility, boost on-chain activity, and support long-term value through repeated, everyday usage. Even though XRP’s price has cooled in recent days, the Walmart partnership demonstrates how digital assets are now merging into traditional retail systems in ways that were almost impossible just a few years ago. This shift reflects a broader transformation of crypto’s role in the economy — from speculative asset to practical payment tool.
