XRP Price Rebounds Amid ETF Approval Speculation: This Could Cause a Massive Surge in Price and Here is Why

• XRP dropped to $2.30, down 30% from its $3.10 peak, but speculation around SEC classifying XRP as a commodity has fueled a 5% rebound and renewed optimism.
• An XRP ETF approval could arrive by late 2025, with analysts predicting over $5 billion in institutional inflows, potentially pushing XRP toward $10 in the short term and $20 in a bullish cycle.
• Key resistance levels to watch are $3.50 and $5, while holding $2.00 support is crucial; failure to do so could see a drop to $1.90 or even $1.00 before a potential recovery.

Ripple’s XRP has taken a hit, dropping to $2.30 on March 15, a 30% decline from its recent peak of $3.10. The slump follows news that the U.S. SEC acknowledged ETF filings for XRP, filed by Grayscale back in February. Now, traders and analysts are watching critical price levels that could dictate XRP’s next move—and potentially push it toward the $20 milestone if the ETF approval materializes.

Ripple Jumps 5% Amid SEC Settlement Buzz

XRP saw a brief 5% rebound, reclaiming $2.30, after reports surfaced that the SEC might classify XRP as a commodity in its ongoing legal case against Ripple Labs. Sources close to the discussions suggest the SEC is debating whether XRP should be treated like Bitcoin and Ethereum, which already hold commodity status under U.S. law.

If XRP is officially labeled a commodity, it could pave the way for a long-awaited XRP ETF, fueling massive speculation and potential price gains. Historical patterns suggest regulatory clarity often precedes big rallies—the last time similar rumors spread, XRP surged from $0.90 to $3.10 in under two months.

Should the SEC provide official clarity, XRP’s immediate resistance levels sit at $3.50 and $5, with long-term targets set as high as $20 in an extended bull cycle.

When Could the SEC Approve an XRP ETF?

The timeline for XRP ETF approval depends on several regulatory factors. The SEC is currently evaluating multiple ETF applications, including those for Ethereum and XRP, under increasing pressure from institutional investors eager to diversify into crypto.

Industry experts predict that an XRP ETF could gain approval by late Q3 or early Q4 2025, depending on the outcome of Ripple’s legal battle with the SEC. If XRP is formally recognized as a commodity and the lawsuit is settled, the regulatory pathway for an ETF approval becomes significantly clearer.

Historically, when spot Bitcoin ETFs were approved in January 2024, institutional inflows skyrocketed, sending BTC to new all-time highs. A similar effect could unfold for XRP, with projections estimating over $5 billion in inflows within the first few months, potentially pushing XRP toward $10 in the short term and even $20 in an extended bull run.

XRP 2025 Price Forecast: Is $20 Achievable?

Currently, XRP is consolidating at $2.38, following a retracement from its recent high of $3.10. Technical indicators hint at a major move in the coming months.

• Bollinger Bands show an expansion phase, signaling heightened volatility.
• The MACD histogram remains positive, but the signal line crossing 0.23 warrants caution.
• A break above $2.57 and a monthly close above this level could trigger a strong uptrend.

If buying pressure sustains, XRP could breach $5, a level where historical sell pressure emerged. A successful breakout above $5 would open doors to $10 and beyond, supported by ETF speculation and increasing institutional adoption.

However, failure to hold $2.00 as support could signal a deeper correction, with potential downside risks toward $1.90 or even $1.00.

Despite short-term uncertainty, the technical structure leans bullish, suggesting that XRP’s path of least resistance remains upward.