- Telegram Wallet partnered with Affluent to let users earn up to 3.5% yield on USDT directly within the app.
- The integration simplifies DeFi access for 100M+ users using TON-based vaults and a one-click “Earn” feature.
- Telegram plans to onboard 30% of its global user base to its wallet by 2028, pushing toward becoming a top Web3 platform.
Telegram just made another bold move into the world of DeFi. Its self-custodial wallet has officially partnered with Affluent, allowing users to earn up to 3.5% yield on their USDT holdings — all within the Telegram app. The integration uses Affluent’s TON-based vaults, giving over 100 million active wallet users a simple way to earn passive income without ever leaving the chat interface. It’s Telegram’s latest step toward making DeFi effortless, secure, and accessible for everyone, not just crypto veterans.
Turning Telegram Into a Web3 Powerhouse
Through this new partnership, Telegram Wallet users can now participate in decentralized finance with a single tap. Egor Danilov, CPO of Wallet in Telegram, said the goal is to help users “turn idle holdings into productive assets” while keeping things simple and safe. Instead of juggling multiple DeFi apps, users can now access professional-grade savings strategies directly inside Telegram, powered by the TON blockchain. This isn’t just a technical upgrade — it’s part of Telegram’s bigger vision to bring crypto to the masses.
Affluent Makes DeFi Effortless for Everyday Users
For many people, DeFi can feel intimidating — full of complicated protocols and confusing interfaces. That’s where Affluent steps in. Its integration strips away the complexity, letting users stake or earn yield through Telegram’s familiar interface. Affluent’s Co-CEO, Justin Hyun, said the goal was to “make DeFi so easy that anyone on Telegram can benefit from it.” The collaboration essentially transforms Telegram into a mini Web3 super app — one that lets people chat, trade, and now, earn yield.
Building the Future of Web3 Adoption
Telegram’s long-term plan is ambitious: by 2028, the company wants at least 30% of its 800 million global users actively using its wallet. With integrations like Affluent’s DeFi vaults, that target doesn’t seem far-fetched. The partnership opens the door for millions of users to experience decentralized finance without dealing with complex setups or external apps. If this takes off, Telegram could become one of the most powerful gateways to Web3 — merging messaging, payments, and crypto in one smooth ecosystem.
