- Ripple has acquired stablecoin platform Rail for $200M, enhancing its position as a leader in digital asset payment infrastructure.
- The combined offering will support stablecoin pay-ins, payouts, and treasury operations, with seamless API integration and no need for clients to hold crypto.
- Rail is forecasted to process 10% of global B2B stablecoin payments in 2025, boosting Ripple’s role in shaping next-gen blockchain finance.
Ripple has announced the acquisition of Rail, a stablecoin-powered global payments platform, for $200 million. This move is expected to significantly enhance Ripple’s capabilities in the digital asset payments space. Rail brings with it virtual account infrastructure and automated back-office solutions, helping streamline global operations and compliance. Ripple’s broad licensing coverage and global reach, combined with Rail’s innovative technology stack, will create one of the most robust platforms for stablecoin-based cross-border transactions.
Monica Long, Ripple’s President, emphasized the importance of this acquisition, calling stablecoins “a cornerstone of modern finance.” With the integration of Rail, Ripple can now offer businesses more flexibility and better infrastructure to manage USD and other digital asset payments, without forcing clients to custody crypto directly.
A Unified Stablecoin Solution for Global Payments
The new Ripple-Rail solution aims to meet growing demand for stablecoin transactions across global corridors. Through this merger, clients will gain access to on/off-ramps for stablecoins, treasury and third-party payments, and a broader range of supported assets including RLUSD and XRP. One major advantage is that companies can now handle digital asset flows without needing to open accounts on centralized crypto exchanges.
Moreover, the platform will feature always-on infrastructure, global API access, and over 60 licenses for compliant operations worldwide. Ripple is also expanding its banking network, enabling greater redundancy and reliability for enterprise clients.
Strategic Expansion and Market Impact
Ripple has invested over $3 billion in mergers and acquisitions to date, continuing its mission to build out digital finance infrastructure. Rail, known for enabling rapid settlement using stablecoins, is projected to handle 10% of the $36 billion B2B stablecoin market in 2025. CEO Bhanu Kohli praised the alignment between the two companies and their shared vision for transforming cross-border payments.
The acquisition is still subject to regulatory approvals but is expected to close by Q4 2025. Once complete, Ripple and Rail will be uniquely positioned to provide next-gen tools for businesses navigating the future of blockchain-based finance.
About Ripple and Rail
Ripple is a pioneer in enterprise blockchain, offering end-to-end solutions for payment settlement, liquidity management, and stablecoin integration. It relies on the XRP Ledger and its native token XRP to power fast, scalable, and low-cost transactions. Rail, on the other hand, provides fiat–stablecoin bridging through virtual IBANs, named accounts, and robust back-office automation—serving clients like fintechs, neobanks, and global payment providers.
