Standard Chartered predicts XRP could surge 200% to $5.50 by 2025, with a long-term target of $12.50 by 2028, driven by Ripple’s role in cross-border payments and regulatory shifts under a potential Trump administration.
Ripple’s acquisition of prime broker Hidden Road aims to accelerate global trades using XRP and its stablecoin RLUSD via the XRP Ledger, adding real-world utility to the token.
Despite short-term macro pressure, traders are placing big bets on XRP reaching $4 soon, with call options leading market activity—even as odds remain low.
So, Standard Chartered just dropped a bold take on Ripple’s XRP – and it’s got some folks buzzing. According to the bank’s latest report dated April 8th, XRP could rocket to $5.50 by the end of 2025. And if that wasn’t bullish enough? They’re calling for $10 by 2027… and potentially $12.50 by 2028.
Let that sink in for a sec. From its current price of around $1.70, that’s a +600% move. 👀
What’s Fueling the Fire?
One major reason behind this optimistic outlook? The last time XRP popped off like this was after Trump’s election win in November 2024. Investors saw a sixfold return, and the bank says history might just repeat.
Standard Chartered believes that under Trump’s watch, we’ll see a more crypto-friendly regulatory environment—and maybe even a final resolution to Ripple’s long-running lawsuit. That alone could clear the runway for XRP.
And there’s more…
“XRP is uniquely positioned at the heart of one of the fastest-growing use cases for digital assets – facilitation of cross-border and cross-currency payments,” – Geoff Kendrick, Standard Chartered’s Head of Digital Asset Research
Today, @Ripple announced the acquisition of Hidden Road for $1.25B, one of the largest deals ever in the crypto space. But the price tag isn’t what’s most important – it’s that this deal marks a once-in-a-lifetime opportunity for crypto to access the largest and most trusted…
Ripple’s latest power move? Snapping up Hidden Road, a prime broker reportedly handling $10 billion in daily trades. The idea is to speed up trade settlements by using XRP and Ripple’s stablecoin RLUSD through the XRP Ledger (XRPL).
“Instead of waiting 24 hours or more to settle trades through fiat rails, Hidden Road will be using XRPL for clearing, with RLUSD as collateral across its brokerage services.”
It’s a pretty big deal. For anyone unfamiliar, XRPL is Ripple’s blockchain, optimized for—you guessed it—cross-border payments.
What’s the Market Saying?
Now, short term? XRP is still facing some headwinds like the rest of the market. Macro stuff, uncertainty, all that jazz. But here’s the twist…
Despite the odds, $4 XRP call options were the most traded over the last 24 hours—even though there’s only a 4.5% probability priced in that XRP hits that level by next month, according to Deribit data.
Which kinda tells you something: some traders are betting big on a breakout. Even if it seems unlikely… for now.
